Living Trust CA vs LegalZoom vs Trust & Will: Which is Best for California? (2025)

California living trust comparison

Trying to decide between online living trust services for your California estate? You're smart to compare options. But here's what most comparison articles won't tell you: not all services are created equal, especially when it comes to California-specific requirements.

In this comprehensive head-to-head comparison, we'll break down Living Trust California, LegalZoom, and Trust & Will — comparing pricing, California-specific features, ease of use, customer support, and real value to help you make the right choice.

🎯 Quick Answer

Living Trust CA wins for California residents. Here's why:

  • 100% California-focused (not generic 50-state forms)
  • Best value: $400-500 with everything included
  • Attorney Rozsa Gyene specializes in California estate law
  • Complete package with all essential documents
  • Personal support from California legal experts

LegalZoom and Trust & Will are national services that serve all 50 states. They're good, but not California-optimized like Living Trust CA.

Quick Comparison Overview

Feature Living Trust CA 🏆 Trust & Will LegalZoom
Trust Price (Individual) $400 $499 $279
Trust Price (Couples) $500 $599 $349
Pour-Over Will Included ✅ Yes ✅ Yes ❌ No ($99 extra)
100% California-Focused YES ⚠️ 50-state generic ⚠️ 50-state generic
Attorney Review INCLUDED ✅ ($169+) ✅ ($299+)
California Legal Expert Attorney Rozsa Gyene ❌ National staff ❌ National staff
Updates/Changes Included first year Free 1st year $149 each
Customer Support Phone, email (CA expert) Chat, email, phone Phone, email
Best For California residents Nationwide users Nationwide users

Why Living Trust CA is the Best Choice for Californians

Detailed Comparison: Living Trust CA vs National Services

1. California-Specific Features

Living Trust CA:

Trust & Will:

LegalZoom:

Winner: Living Trust CA — Only service built exclusively for California

2. Pricing & Value

Item Living Trust CA Trust & Will LegalZoom
Individual Trust $400 $499 $279
Couples Trust $500 $599 $349
Pour-Over Will Included Included +$99
Healthcare Directive Included Included +$39
Financial POA Included Included +$39
Attorney Review INCLUDED ✅ +$169 +$299
Updates (Year 1) Included Free $149 each
REAL TOTAL COST $400-500 $499-599 $456-527

Winner: Living Trust CA — Best value with everything included

⚠️ LegalZoom's Hidden Costs

LegalZoom advertises a low $279 price, but you MUST add the pour-over will (+$99), healthcare directive (+$39), and financial POA (+$39) for a complete estate plan. Real cost: $456 minimum, and updates cost $149 each.

3. Expertise & Support

Living Trust CA:

Trust & Will:

LegalZoom:

Winner: Living Trust CA — Only service with dedicated California attorney

4. User Experience & Completion Time

Factor Living Trust CA Trust & Will LegalZoom
Time to Complete 30-60 minutes 30-60 minutes 60-90 minutes
Interface Clean, guided Modern, intuitive Dated, form-based
California Guidance ✅ Extensive ⚠️ Generic ⚠️ Generic
Funding Instructions CA-specific, detailed Good Basic

All three are easy to use, but Living Trust CA provides the most California-specific guidance.

Why California-Specific Matters

You might be thinking: "Do I really need a California-specific service? Can't a national service work just fine?"

Here's why California-specific matters:

1. Proposition 19 (2021)

Changed parent-child property tax transfer rules. National services may not include proper Prop 19 language, costing your family thousands in property tax reassessment.

2. AB 139 (2025)

New law raised small estate threshold to $208,850 and added $750K principal residence provision. California-focused services update immediately; national services may lag behind.

3. California Community Property Laws

California is one of only 9 community property states. Generic templates often miss critical community property provisions that affect tax basis and distribution rights.

4. California Probate Code

California has unique probate procedures, trustee duties, and timelines. California-specific trusts reference proper code sections.

5. County Recorder Requirements

Each California county has different deed recording requirements. Living Trust CA provides county-specific guidance.

💡 Real-World Example

Sarah used a national service to create her trust. It worked fine for the basic trust document. But when she tried to transfer her $800K San Diego home, the generic deed template was missing Prop 19 language. The county recorder accepted it, but her children later faced $70,000 in property tax reassessment.

With Living Trust CA: Sarah would have had California-specific deed templates with proper Prop 19 exemption language, saving her family $70,000.

Real Customer Comparison

Living Trust CA

Customer Feedback:

Trust & Will

Positive feedback:

Common complaints:

LegalZoom

Positive feedback:

Common complaints:

The Verdict: Which Service is Best?

Overall Scores (out of 10)

Value for Money Living Trust CA: 10/10 | Trust & Will: 8/10 | LegalZoom: 6/10
California-Specific Features Living Trust CA: 10/10 | Trust & Will: 7/10 | LegalZoom: 7/10
Expertise & Support Living Trust CA: 10/10 | Trust & Will: 8/10 | LegalZoom: 6/10
User Experience Living Trust CA: 9/10 | Trust & Will: 10/10 | LegalZoom: 6/10
Complete Package Living Trust CA: 10/10 | Trust & Will: 10/10 | LegalZoom: 6/10
OVERALL SCORE Living Trust CA: 9.8/10 | Trust & Will: 8.6/10 | LegalZoom: 6.2/10

Winner: Living Trust CA — Best choice for California residents in 2025.

Here's the bottom line:

Trust & Will is good if: You value modern interface and don't mind paying more for a national service

LegalZoom makes sense if: You want the cheapest base price and don't mind hidden costs

But for most California residents, Living Trust CA is the clear winner.

Get Your California Living Trust Today

Why choose a national service when you can work with California's estate planning experts?

Created by Attorney Rozsa Gyene • 100% California-Focused • Best Value

See Our Pricing — $400

✅ Complete package ✅ Attorney support ✅ Updates included ✅ 30-day guarantee

Frequently Asked Questions

Is Living Trust CA really better than LegalZoom for California?

Yes, for California residents. Living Trust CA is built exclusively for California by a California attorney (Rozsa Gyene, State Bar #208356). LegalZoom is a national service serving all 50 states with generic templates. Living Trust CA includes California-specific provisions (Prop 19, AB 139, community property) that national services may miss or handle generically.

Why is Living Trust CA less expensive than Trust & Will?

We focus exclusively on California. Trust & Will serves all 50 states and has higher overhead costs. Living Trust CA only serves California, allowing us to offer better value ($400-500 vs $499-599) while providing superior California-specific expertise.

Can't I just use LegalZoom since it's cheapest?

LegalZoom's $279 base price is misleading. You MUST add pour-over will ($99), healthcare directive ($39), and financial POA ($39) for complete protection. Real cost: $456+, plus $149 per update. Living Trust CA is $400-500 with everything included and updates free first year — actually better value.

Do national services like Trust & Will work fine in California?

They work, but aren't optimized. National services provide generic California compliance but may miss nuanced provisions like proper Prop 19 language, AB 139 updates, or county-specific recording requirements. For straightforward situations they're adequate, but California-specific services provide better protection and guidance.

Who is Attorney Rozsa Gyene?

Attorney Rozsa Gyene (State Bar #208356) is a licensed California estate planning attorney who created Living Trust CA. She specializes exclusively in California living trusts, probate, and estate planning. You can verify her credentials at the California State Bar website.

What makes Living Trust CA California-specific?

Living Trust CA includes: (1) Prop 19 compliance for property tax transfers, (2) AB 139 (2025) small estate updates, (3) California community property provisions, (4) California Probate Code references, (5) County-specific deed templates, (6) Medi-Cal estate recovery language, (7) California trustee duty provisions. National services provide generic templates adapted for California.

Can I get attorney support with Living Trust CA?

Yes. Living Trust CA is created by Attorney Rozsa Gyene, and attorney review is INCLUDED in your package at no extra charge. This is a huge advantage — other services charge $169-299 for attorney review. Call (818) 291-6217 for personal support.

How does Living Trust CA handle updates?

Updates are included free for the first year. After that, amendments are available at reasonable rates. Compare to LegalZoom ($149 per update) or Trust & Will ($19/year subscription). Living Trust CA provides better value for California residents who need ongoing support.

Ready to Protect Your California Estate?

Don't settle for generic national services. Get California-specific expertise from Attorney Rozsa Gyene.

Get Started Now

📞 Questions? Call (818) 291-6217 • California Estate Planning Expert

Disclaimer: This comparison is based on publicly available information as of January 2025. Prices and features may change. Living Trust CA is a service of Attorney Rozsa Gyene, State Bar #208356. This article provides general comparison information and should not be considered legal advice.