First-time estate planning for California millennials and young families. Just bought your first home? Had a baby? Started saving? Protect what you're building. Online living trust designed for people under 40. Attorney-prepared for $400-$500.
You're in your 20s or 30s. Estate planning feels like something your parents do. But if you've bought a California home, had children, or accumulated $184,500+ in assets (easier than you think in expensive California), you need a plan. A millennial living trust California protects what you're building—affordably.
Nobody thinks they'll die young. But accidents happen. Illness happens. What happens to your California home if you die without a plan? Probate: 12-18 months, $27,000-$68,000 in fees, court decides who inherits. What happens to your kids? Court appoints a guardian—maybe not who you'd choose. A living trust prevents all of this for $400-$500. Less than one mortgage payment.
You saved for years for that down payment. You're building equity. Don't let probate take 4-6% of your home's value ($32,000-$48,000 for an $800,000 home). Transfer your home to your living trust. If you die, your family gets the house immediately—no probate, no delays, no fees. They can live there, sell it, or refinance it right away.
The most important decision for young parents: who raises your children if you both die? Without a nomination, the court decides. Could be grandparents. Could be estranged family. Could be temporary foster care. Your living trust package includes a pour-over will with guardian designation. YOU choose. You name a guardian you trust, and your trust provides funds for raising your kids.
California law says minors inherit at age 18. An 18-year-old with $200,000+ from life insurance and home equity? Bad idea. Your trust lets you stage distributions: 1/3 at age 25, 1/3 at age 30, final 1/3 at age 35. Or customize: everything at age 30. Or trustee discretion. You decide when your kids are mature enough to handle money.
Traditional estate planning attorneys charge $3,000-$6,000. You're in your 20s or 30s trying to save for retirement, pay student loans, afford daycare. Our online service costs $400-$500—less than a single mortgage payment. Same legal protection. Modern delivery. Built for millennials who want quality without $5,000 price tags.
No multiple in-person attorney appointments. No taking off work. No waiting rooms. Complete our questionnaire online in 30 minutes. Attorney Rozsa Gyene reviews within 24-48 hours. Documents delivered by email. Sign with a notary (mobile notaries come to you). Done. Modern estate planning for modern families.
You're building wealth, having more kids, buying bigger houses. Your trust grows with you. Amendments cost $100-$200 (vs. creating new trust from scratch). As you acquire assets, transfer them to your existing trust. The foundation is set—now you just maintain it.
Situation: Married couple, ages 32 and 34, just bought $850,000 California home, one toddler, combined income $180,000, $100,000 in retirement accounts, $500,000 term life insurance each.
Solution: Joint living trust ($500). Transfer home to trust. Name parents as guardians for child. Stage inheritance distributions (child inherits at ages 25/30/35). Name each other as primary life insurance beneficiaries, trust as contingent. Total time: 2 hours. Total cost: $500 + $50 deed recording.
Situation: Single woman, age 29, owns $700,000 condo, $150,000 in savings/investments, no kids, wants estate split between parents and siblings.
Solution: Individual living trust ($400). Transfer condo to trust. Specify 50% to parents, 50% split among siblings. Name financially-savvy sibling as successor trustee. Avoid probate entirely—family gets condo and savings immediately when she dies.
Situation: Married couple, ages 28 and 30, own tech startup (LLC), $500,000 home, two young kids, building wealth quickly.
Solution: Joint living trust ($500). Transfer home AND LLC membership interest to trust. Name trusted friend as guardian. Specify successor trustee can sell business or hire management if both founders die. Protect kids' inheritance from business volatility. Trust provides continuity for LLC operations.
Situation: Married couple, ages 33 and 35, rent (don't own home yet), three kids ages 2-8, $1 million life insurance each through work.
Solution: Joint living trust ($500). Even without home, they need a trust for life insurance beneficiary designation. Name trust as life insurance beneficiary. Trust holds $1 million for kids' benefit if both parents die—trustee pays for raising kids, education, healthcare. Distributions at ages 25/30/35. Without trust, kids inherit $2 million at age 18 (disaster).
No. If you own a California home, have kids, or have $184,500+ in assets, you need estate planning. Age is irrelevant—asset value and family responsibilities matter. Many of our clients are in their 20s and 30s. They're buying homes earlier, having kids, building wealth. Estate planning protects what you're building.
Yes. Your California home is likely worth $600,000-$1,000,000+. If you die, that home goes through probate—costing $27,000-$68,000+ in fees and 12-18 months delay. Your family can't sell it, refinance it, or even live in it freely during probate. A living trust avoids this for $500. Best money you'll spend to protect your family.
Yes. Our service costs $400-$500—less than one month's worth of: Netflix + Spotify + gym + dining out. It's a one-time investment that protects your family forever. No ongoing fees. No subscriptions. Traditional attorneys charge $3,000-$6,000. We charge $400-$500 for the same legal protection. Built for millennial budgets.
No. If you already own a California home or have kids, you need a plan NOW. The trust you create today covers all future assets too—just transfer new assets as you acquire them. Plus, the most important decisions (guardian for kids, trustee, distribution plan) should be made while you're healthy and capable. Don't wait until it's too late.
Questionnaire: 30 minutes. Attorney review: 24-48 hours. Signing and notarization: 30 minutes. Funding (transferring assets): 2-4 hours spread over a few weeks. Total active time investment: about 3-5 hours to protect your family forever. Faster than binge-watching a Netflix series.
First home? New baby? Building wealth? Protect your family with an affordable online living trust. Designed for California millennials and young families. Attorney-prepared for $400-$500.
Attorney-Reviewed | 25+ Years Experience | California State Bar #208356