California Probate: The $46,000 "Death Tax" Hidden in Plain Sight

Under CA Probate Code §10810, California mandates statutory fees calculated on GROSS estate value — meaning a $1,000,000 home with a $900,000 mortgage still costs $46,000 in mandatory fees. Add 18-24 months of court delays and public exposure of your family's finances.

California Probate Fees at a Glance:

  • $500,000 estate → $26,000 mandatory fees
  • $750,000 estate → $36,000 mandatory fees
  • $1,000,000 estate → $46,000 mandatory fees
  • $2,000,000 estate → $66,000 mandatory fees
Avoid Probate — Get a $400 Trust Learn How to Avoid Probate →

Statutory Probate Fees: What California Courts Will Take

CA Probate Code §10810 mandates these fees. Both the attorney AND executor receive the full amount — effectively doubling the cost.

Gross Estate Value Attorney Fee Executor Fee TOTAL LOSS Trust Cost
$500,000 $13,000 $13,000 $26,000 $400
$750,000 $18,000 $18,000 $36,000 $400
$1,000,000 $23,000 $23,000 $46,000 $400
$2,000,000 $33,000 $33,000 $66,000 $400

Source: CA Probate Code §10810-10811. Fees calculated on gross estate value before mortgages. Additional costs not included: court filing fees ($435-$550), probate referee appraisals ($250-$500 per property), publication costs, bond premiums.

The "Gross Value" Trap Most Families Don't Know About

Here's what LegalZoom and other online services don't tell you:

California probate fees are calculated on the GROSS value of your estate — the full market value of your assets BEFORE subtracting mortgages, loans, or debts.

Example: The Hidden $46,000 Bill

  • Home market value: $1,000,000
  • Outstanding mortgage: $900,000
  • Actual equity: $100,000
  • Probate fees calculated on: $1,000,000 → $46,000

Your family would owe $46,000 in mandatory probate fees on a home where they only have $100,000 in equity. This is why California has one of the harshest probate systems in the United States.

The California Probate Timeline: 12-24 Months of Waiting

During probate, your family cannot sell property, access accounts, or distribute assets without court approval at every step.

1

File Petition for Probate (Month 1-2)

Petition filed with Superior Court. Hearing scheduled 30-45 days out. Court filing fees: $435-$550.

2

Executor Appointment & Bond (Month 2-3)

Court appoints executor ("Personal Representative"). Bond may be required unless waived in will.

3

Creditor Notification Period (Month 3-7)

Notice published in newspaper. Mandatory 4-month waiting period for creditors to file claims. Cannot skip this step.

4

Inventory & Appraisal (Month 4-8)

All assets inventoried. Court-appointed probate referee appraises real estate. Appraisal fees: $250-$500 per property.

5

Pay Debts & Taxes (Month 8-14)

Estate pays creditor claims, files final income tax returns, pays any estate taxes. Every payment requires accounting.

6

Petition for Final Distribution (Month 14-20)

Executor files detailed accounting and petition for distribution. Court schedules hearing, reviews everything.

7

Distribution to Heirs (Month 18-24+)

After court approval, assets finally distributed. Total: 18-24 months minimum. Contested probates: 3-5 years.

The $208,000 "Small Estate" Myth

Many online sources suggest you can skip probate if your estate is under $208,000 (2025 threshold). However, there's a massive catch for California homeowners:

The Small Estate Affidavit does NOT apply to real property.

If you own a home in California — of any value — the Small Estate Affidavit (CA Probate Code §13100) cannot be used to transfer that home. Your family will face full formal probate.

The only way to pass California real estate without probate is to hold it in a Revocable Living Trust.

Probate = Public Record

Anyone Can See Your Assets

Probate files are public record. Anyone can see what you owned, what you owed, and who gets what.

Family Disputes Go Public

Any objections, conflicts, or challenges between family members become part of the permanent public record.

Scammers Target Heirs

Con artists monitor probate filings to target grieving families with scams, fake debts, and fraudulent claims.

A Living Trust is 100% private. No court filing. No public record. Your family's business stays your family's business.

Learn how a living trust protects your privacy →

Learn more in our complete guide: How to Avoid Probate in California

Stop the Probate Process Before It Starts

A funded Revocable Living Trust is the only 100% effective way to remove your assets from probate court jurisdiction.

Our attorney-reviewed trust costs $400 — less than 2% of what your family would pay in probate fees on a $500,000 home.

Create My Trust — $400 See Local Court Backlogs

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California Probate Court Backlogs by Region

Probate timelines vary dramatically by county. Click your area for specific court data:

Los Angeles County

Stanley Mosk Courthouse

18-24 month backlog

Orange County

Lamoreaux Justice Center

18-22 month backlog

Riverside County

Historic Courthouse

16-20 month backlog

Alameda County

René C. Davidson Courthouse

20-24 month backlog

San Diego County

1100 Union Street

14-18 month backlog

View All 58 Counties

Complete Service Area Hub →

Frequently Asked Questions About California Probate

How much does probate cost in California?

California probate fees are mandatory under CA Probate Code §10810: 4% of first $100K, 3% of next $100K, 2% of next $800K. Both attorney AND executor receive this amount. A $500,000 estate costs $26,000; $1 million costs $46,000. Fees are calculated on GROSS value before subtracting mortgages.

How long does probate take in California?

California probate typically takes 12-24 months minimum for uncontested cases. Major courts like Stanley Mosk (LA), Lamoreaux (OC), and René C. Davidson (Alameda) have significant backlogs. Contested probates can take 3-5 years. During this time, heirs cannot sell property or distribute assets without court approval.

What is the small estate threshold in California?

For 2025, the threshold is $208,000. Estates below this may use a Small Estate Affidavit (CA Probate Code §13100). CRITICAL: This does NOT apply to real property. If you own a California home of any value, you cannot use the small estate procedure to avoid probate on that home.

Why are probate fees calculated on gross value?

CA Probate Code §10810 mandates fees based on gross estate value — the full market value before subtracting mortgages, loans, or debts. A $1M home with $900K mortgage still incurs fees on $1M ($46,000), not the $100K equity. This is one of the harshest fee structures in the US.

Is probate public record in California?

Yes. Probate is a public court proceeding. Anyone can access probate files and see your assets, debts, beneficiaries, and any family disputes. A living trust is completely private — no court filing, no public record.

How do I avoid probate in California?

The most effective method is a Revocable Living Trust. When assets are titled in a trust, probate court has no jurisdiction. Other methods include POD/TOD designations for bank accounts/securities and beneficiary designations for retirement accounts. Our attorney-reviewed trusts cost $400 — a fraction of probate fees. Read our complete guide →

Real Families Who Escaped Probate

★★★★★

"We went through probate when my father died — 22 months at Stanley Mosk and $31,000 in fees. When my mother got sick, we immediately got a trust for $400. She passed last year and we settled everything in 3 weeks."

— Thomas & Maria S., Glendale

★★★★★

"I'm a real estate agent — I've seen families stuck in probate hell, unable to sell homes, bleeding money to attorneys. The $400 trust is nothing compared to watching families lose $40,000+ to probate court."

— Karen W., Real Estate Agent, Irvine

★★★★★

"As a CPA, I see probate hit my clients every year. CA Probate Code §10810 is brutal — fees on gross value means heavily mortgaged properties still get hit with full statutory fees. A $400 trust saved my family from a $46,000 bill."

— Michael R., CPA, San Diego

Attorney Rozsa Gyene

Legal Review By

Rozsa Gyene, Esq.

California State Bar #208356 | Licensed Since 2000

25+ years estate planning experience in California