LegalZoom vs Trust & Will vs Living Trust California

Compare the Best Online Estate Planning Apps & Services for California 2025

The 2025 comparison you need before spending money on a living trust. See why a California law firm beats document services every time.

Quick Answer: Which Living Trust Service Is Best for California?

Living Trust California is the clear winner for California residents. It's the only actual law firm of the three, charges $400 with attorney review included, and specializes in California-specific estate planning including Prop 19 property tax rules and community property laws. LegalZoom ($549+ base) and Trust & Will ($798 base) are document services that charge extra for attorney review.

The Complete Comparison

Feature Living Trust California LegalZoom Trust & Will
Company Type California Law Firm Document Corporation Tech Platform
Base Price (Individual) $400 $549+ $798
Joint/Couples Price $500 $649+ $798
Attorney Review INCLUDED +$150 extra +$299 extra
Total with Attorney Review $400 $699+($549 + $150 attorney) $1,097+($798 + $299 attorney)
California Law Expertise Specialized Generic templates Generic templates
Prop 19 Property Tax Guidance Included Not included Not included
Community Property Expertise California-specific Basic Basic
Pour-Over Will Included Included Included
Power of Attorney Documents Included Included Included
Healthcare Directive Included Included Included
Can Provide Legal Advice Yes No (not a law firm) No (not a law firm)
Licensed Attorney Drafts Documents Rozsa Gyene, Esq.
CA Bar #208356
Software-generated Software-generated

Attorney Review Costs Extra Elsewhere

Trust & Will

Living Trust Package

$798

+ Attorney Support Add-on

+$299/year

Total with Attorney Review

$1,097+

*Attorney support renews yearly

Living Trust California

BEST VALUE

Living Trust Package

$400

Attorney Document Review

$0 (included)

Total with Attorney Review

$400

One-time price. No yearly fees.

You Save $697 vs Trust & Will

Both include attorney document review — but only one charges extra for it.

The LegalZoom Upsell Trap

What LegalZoom Doesn't Tell You Upfront

  • Not a law firm: LegalZoom explicitly states "We are not a law firm" in their terms of service
  • Attorney review is extra: The $549+ price doesn't include any attorney review - that's an additional $150+
  • Generic templates: Documents are generated from templates that aren't customized for California-specific laws
  • No legal advice: They cannot answer legal questions about your specific situation
  • Subscription push: They aggressively upsell ongoing subscription services

The True LegalZoom Trust Cost

What's the real LegalZoom trust cost? When you add attorney review ($150+) to LegalZoom's base price ($549+), you're paying $699 or more for a document service. That's 75% more than Living Trust California, and you still don't get a California law firm handling your estate plan.

Trust & Will: The Tech Premium

What Trust & Will's Marketing Doesn't Highlight

  • Technology platform, not a law firm: Trust & Will is a software company that generates estate planning documents
  • Premium pricing for automation: At $798 for their Trust-Based Plan, you're paying tech-startup prices for automated document generation
  • Attorney consultation is extra: Want to actually talk to a lawyer? That's an additional $299
  • Total cost with attorney: $1,097+ - nearly 3x the cost of Living Trust California
  • No California specialization: Same templates used across all states

Why a California Law Firm Wins

California Law Firm

Living Trust California

Attorney: Rozsa Gyene, Esq. (CA Bar #208356)

Price: $400 individual / $500 joint

Attorney Review: Included in price

California Expertise: Prop 19, community property, Probate Code 13100

Legal Advice: Yes - can answer your questions

Result: A trust customized for YOUR California situation

Document Corporation

LegalZoom

Type: Document preparation company

Price: $549+ base

Attorney Review: +$150 extra = $699+ total

California Expertise: Generic templates

Legal Advice: No - "We are not a law firm"

Result: Generic documents that may miss California-specific issues

Tech Platform

Trust & Will

Type: Software/technology platform

Price: $798 base

Attorney Consultation: +$299 extra = $1,097+ total

California Expertise: Generic templates

Legal Advice: No - technology company

Result: Expensive automated documents

California-Specific Issues Generic Services Miss

Proposition 19 Property Tax Rules

California's Prop 19 changed how property tax basis is transferred. The 2026 exclusion threshold is $1,044,586. Generic templates don't address these California-specific tax considerations that could cost your heirs thousands in reassessed property taxes.

Community Property State Laws

California is one of only 9 community property states. Your trust must properly characterize assets as community or separate property. Generic templates from national services often handle this incorrectly.

Small Estate Affidavit Threshold

California's 2025 threshold is $208,000 (not $208,000 as listed on outdated sites). A California attorney ensures your trust accounts for current law and helps you understand which assets need to be in the trust.

Probate Code Section 13100

California has specific procedures for transferring assets outside of probate. A California law firm understands how to structure your trust to take full advantage of these provisions.

Estate Planning Apps vs. Attorney-Backed Services

Searching for an "estate planning app"? Here's what California families need to know: pure DIY apps generate documents without legal review, while attorney-backed platforms like Living Trust California combine online convenience with professional oversight.

DIY Estate Planning Apps

  • Automated questionnaires only
  • No attorney reviews documents
  • Generic templates (not CA-specific)
  • You're responsible for errors
  • No guidance on Prop 19 or community property

Attorney-Backed Platforms

  • Online convenience + attorney review
  • CA Bar-licensed attorney oversight
  • California-specific documents
  • Errors covered by malpractice insurance
  • Prop 19, community property handled correctly

Bottom line: For $400 flat fee, Living Trust California gives you app-like convenience with real attorney protection. Why risk a DIY app when attorney review costs the same or less?

Frequently Asked Questions

Is LegalZoom a law firm?

No. LegalZoom is a document preparation company, not a law firm. They explicitly state in their terms of service that "We are not a law firm." They cannot provide legal advice, and their attorney review service costs an additional $150+ on top of their $549+ base price. When you use LegalZoom, you're using software to generate documents from templates.

Is Trust & Will a law firm?

No. Trust & Will is a technology platform that uses software to generate estate planning documents. They are not a law firm and cannot provide legal advice. If you want to consult with an attorney through their service, it costs an additional $299 on top of their $798 Trust-Based Plan price.

What's the difference between a document service and a law firm?

Document services like LegalZoom and Trust & Will use templates and software to generate documents based on your answers to a questionnaire. They cannot provide legal advice, cannot customize documents for your specific situation, and cannot ensure your trust complies with California-specific laws. A California law firm like Living Trust California has a licensed attorney who can analyze your situation, provide legal advice, customize your documents, and ensure compliance with California Probate Code.

Why does attorney review matter for a living trust?

California has specific laws that significantly affect living trusts: Prop 19 property tax rules can save or cost your heirs thousands; community property characterization determines how assets are distributed; the probate threshold ($208,000 in 2025) determines which assets must be in the trust. An attorney can ensure your trust is properly structured to take advantage of these laws and avoid costly mistakes that could require expensive legal work to fix later.

What's the total cost comparison?

Living Trust California: $400 for individuals, $500 for couples - attorney review is already included.

LegalZoom: $549 base + $150 attorney review = $699+ for an individual trust.

Trust & Will: $798 base + $299 attorney consultation = $1,097+ for an individual trust.

Living Trust California provides the same or better documents at the lowest price, with attorney oversight included from the start.

What is the best estate planning app for California?

The best estate planning "app" for California combines online convenience with attorney review. Pure DIY apps like those from LegalZoom generate documents without legal oversight, risking errors. Living Trust California offers an online questionnaire backed by a CA Bar-licensed attorney (Bar #208356) who reviews every document - giving you app-like convenience with professional protection for just $400.

Can I create a living trust with an app?

Yes, you can create a living trust using online platforms, but quality varies dramatically. DIY apps generate generic templates without attorney review. Living Trust California's online platform creates California-specific trusts that are reviewed by attorney Rozsa Gyene (CA Bar #208356) before delivery. For the same price as most apps ($400), you get real legal protection.

Is an estate planning app as good as an attorney?

Pure estate planning apps cannot match attorney quality because they use generic templates without legal review. However, attorney-backed online platforms like Living Trust California combine the convenience of an app with actual attorney oversight. You complete a questionnaire online, and a licensed California attorney reviews and prepares your documents - the best of both worlds.

What's the difference between estate planning software and a law firm?

Estate planning software generates documents automatically without human review - you're responsible for any errors. A traditional law firm requires in-person meetings and charges $2,000-$5,000. Living Trust California bridges the gap: online convenience like software, but with a CA Bar-licensed attorney reviewing every document for just $400.

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Ready for an Attorney-Drafted Living Trust?

Get a California law firm's expertise at a fraction of what LegalZoom and Trust & Will charge. $400 for individuals, $500 for couples - attorney review always included.

Start My Trust - $400

Questions? Call (818) 291-6217

Attorney Rozsa Gyene

Legal Review By

Rozsa Gyene, Esq.

California State Bar #208356 | Licensed Since 2000

25+ years estate planning experience in California