Living Trust Hesperia: Record the Deed on Smoke Tree Street, Skip Probate on Civic Drive
Reviewed by Rozsa Gyene, California attorney. Last reviewed October 2026.
When a Hesperia estate needs probate, the case goes to the Victorville District courthouse, not to a court in Hesperia or Fontana. Zillow's typical Hesperia home value was $462,029 for August 2026, and on that value the statutory attorney and executor fees in a full probate total $24,481.16. A funded living trust keeps the house out of court for a $400 trust plus a $100 deed.
Hesperia homeowners can sign a revocable living trust and record the trust transfer deed in town, at the San Bernardino County Recorder's counter in the High Desert Government Center on Smoke Tree Street. With the deed recorded, the house passes to your family without a case at the Victorville District, the courthouse that General Order GO26-032 assigns to Hesperia ZIP codes 92340, 92344 and 92345. Without it, a full probate on Zillow's August 2026 typical Hesperia value of $462,029 carries $24,481.16 in statutory attorney and executor fees. The trust costs $400 for one person or $500 for a married couple.
Key Takeaways
Probate for Hesperia ZIP codes 92340, 92344 and 92345 goes to the Victorville District courthouse on Civic Drive under the court's General Order GO26-032. Fontana does not take Hesperia cases.
The county records deeds inside Hesperia, at 15900 Smoke Tree Street, 1st Floor. A trust transfer deed pays the county's posted $14.00 first page fee plus $3.00 per added page, not the $24.00 fee for listed titles.
Hesperia Municipal Code Chapter 3.12 taxes only realty sold and leaves out any loan that stays on the property, so a deed into your own revocable trust owes no city transfer tax.
About 74% of owner occupied Hesperia homes carry a mortgage, by the 2024 American Community Survey estimate. For a home of fewer than five units, federal law bars the lender from calling the loan because of a transfer into a revocable trust of which you remain a beneficiary.
A Hesperia rental needs the City's rental housing business license, and the owner answers for a tenant's unpaid water bills. Both duties pass to you as trustee and later to your successor trustee.
Attorney-prepared trust: $400 single, $500 married couple. Each deed is a separate $100.
Hesperia Probate Goes to the Victorville District
Court
San Bernardino County Superior Court, Victorville District (Suite 200 of the building at 14455 Civic Drive, Victorville 92392)
Probate phone
(909) 521-3388, Monday through Friday, 8:00 a.m. to 4:00 p.m.
Hesperia ZIP codes
92340, 92344 and 92345, all listed under the Victorville District in General Order GO26-032 (in effect January 1, 2026 through December 31, 2027)
Filing fee
$435 for the first petition in San Bernardino County
Hesperia has a City Hall on Seventh Avenue and a county government center on Smoke Tree Street, but it has no probate court. The San Bernardino County Superior Court decides where each probate case goes by ZIP code. Its General Order GO26-032, "Where Probate Cases Are Filed and Heard," works like a lookup table: match the kind of case to the ZIP code where the person lived, and the order tells you which courthouse takes the filing and holds the hearings. The order puts the three Hesperia ZIP codes, 92340, 92344 and 92345, on the list for the Victorville District at 14455 Civic Drive. When a Hesperia parent dies with the house in his or her own name, the petition to open the estate is filed there, and every later hearing in the case is set there.
The trip is short. The court's own directions start on Interstate 15: take the Roy Rogers Drive exit, head west to Civic Drive and turn left. The courthouse sits on the left side of the street in the County Building, and public parking is on its north and west sides. A drop box at the front entrance takes properly completed documents, and anything left in it before 4:00 p.m. is received the same day. The probate line, (909) 521-3388, is staffed weekdays from 8:00 a.m. to 4:00 p.m.
The Fontana Courthouse on Arrow Boulevard hears probate only for the valley and mountain ZIP codes listed under it in the same order, and no Hesperia ZIP code appears on that list. The San Bernardino Justice Center downtown no longer handles probate at all. Per the court's probate page, its Probate Department sits in two places for estates and trusts, Fontana and Victorville. Probate eFiling is voluntary for attorneys and for people filing on their own. Before each hearing, the court posts probate notes on the Court Access Portal; the notes go up two weeks ahead and come down seven days after the hearing, so the court tells families to print or save them.
A trust replaces all of that with a private handover. The successor trustee named in your trust takes over the Hesperia house and can manage it or sell it without a petition, a filing fee, published notice or a hearing date in Victorville.
Recording a Trust Deed at the High Desert Government Center
Recording counter
Recorder-Clerk, first floor of the High Desert Government Center at 15900 Smoke Tree Street, Hesperia 92345. Hours run from 8 to 11 in the morning and from 12 to 5 in the afternoon. Phone (909) 387-8306.
Mail-in address
San Bernardino County Recorder, 222 W. Hospitality Lane, 1st Floor, San Bernardino, CA 92415-0022
Recording fee
A trust transfer deed pays the county's ordinary first page fee of $14.00, then $3.00 a page. The higher $24.00 first page fee is charged only on the titles the county ties to the Real Estate Fraud Fee, a list that includes deeds of trust and quitclaim deeds; grant deeds and trust transfer deeds are not among the instruments named in Government Code §27388(a)(1). Source: county schedule ARC500, revision of July 1, 2026. Confirm the current fee with the recorder before mailing.
SB 2 fee
$75 for each title (Government Code §27388.1), never more than $225 for one transaction. It is usually not charged on a deed moving your own home into your trust, because our deed claims the owner-occupier exemption in §27388.1(a)(2). Rentals, second homes and vacant land pay it.
Ownership report
Preliminary Change of Ownership Report filed with the deed; $20 more if it is missing (Revenue and Taxation Code §480.3)
Assessor
The county's Hesperia district office in Suite 120 of the same building, phone (760) 995-8030, open 8 a.m. to 5 p.m.; it handles assessments for the High Desert region, which the county says includes Adelanto, Apple Valley, Barstow, Hesperia and Victorville
Signing a trust does not move a house into it. The house moves when a deed from you, as owner, to you, as trustee, is recorded with the San Bernardino County Recorder. The recorder lists two offices that record documents, the Hall of Records in San Bernardino and one in Hesperia, on the ground floor of the county's building at 15900 Smoke Tree Street. The same counter also handles vital records, marriage services and fictitious business name filings. The same building, in Suite 120, houses the Assessor's district office for the High Desert, which is where a question about the ownership report or your assessed value goes.
The recorder's page sets the rules for a visit. Prepare the deed fully first, then book an appointment online; appointments are strongly encouraged and prioritized. Each appointment covers up to five documents, a customer may book two appointments a day, and anyone with more than ten documents is sent to the drop-off service instead. The counter takes cash, a check or money order payable to the San Bernardino County Recorder, or a debit or credit card with a 3.5% processing fee. It does not take American Express, Cash App cards, prepaid cards, Apple Pay, Samsung Pay or Google Pay. A check must have the owner's name and address preprinted, and temporary checks are refused. The office also accepts a "not to exceed" check, with the maximum written on the memo line; the county mentions it, along with its online fee calculator, in answer to the question of how to keep a document from being rejected for incorrect fees.
The county's page also lists what makes a notary acknowledgment recordable. It says the acknowledgment must be filled out in blue or black ink, must state the county and the date of signing, must show the notary's name as it appears on the oath, and must list every signer by full name: "John Smith and Jane Smith" is acceptable, while "John and Jane Smith" is not. Correction fluid and tape are never accepted. The name typed on the deed, the signature line and the acknowledgment must all match. For a married couple deeding a Hesperia house into a joint trust, that means each spouse signs under the same full name that appears on the deed. If you mail the deed and want a conformed copy back, the county asks for your own copy of the deed, the fee and a self-addressed stamped envelope, and it warns against pre-typed labels or envelopes because the Postal Service has been returning them as undeliverable.
The ownership report goes in with the deed. On it you check the box for a transfer into a revocable trust. Revenue and Taxation Code §62(d) says that transfer is not a change in ownership, so your Proposition 13 base year value stays where it is and no supplemental bill follows. Our guide to living trust property tax rules covers the reassessment questions in more detail.
Transfer tax: the county line and the Hesperia ordinance
Every conveyance recorded in San Bernardino County needs a documentary transfer tax declaration on its face. The recorder posts the tax at $0.55 for each $500 of value on taxable conveyances over $100, excluding liens already of record. On a deed of your own home into your own revocable trust, the county line reads $0.00, with the Revenue and Taxation Code §11930 exemption stated on the deed.
The City adds a tax of its own. Chapter 3.12 of the Hesperia Municipal Code, the "Real Property Transfer Tax Ordinance of the City of Hesperia," dates from the city's first year (Ord. 7, 1988). Section 3.12.010 says the chapter is adopted under Part 6.7 of Division 2 of the Revenue and Taxation Code. Section 3.12.020 imposes 27.5 cents for each $500 on a deed by which realty "sold within the city" is conveyed, and only when the consideration or value, "exclusive of the value of any lien or encumbrances remaining thereon," exceeds $100. Section 3.12.050 has the county recorder administer it. The exemptions in section 3.12.040 track Revenue and Taxation Code §§11921 to 11929 and say nothing about trusts, so the answer does not rest on them. It rests on section 3.12.020: a deed from you to yourself as trustee sells nothing, no price is paid, and a mortgage that stays on the house is excluded from the measure in any case. No Hesperia city tax is due, whether or not the house is mortgaged. California City Finance lists Hesperia as a general law city whose city rate equals the county's, $0.55 per $1,000 of value.
Our office prepares the deed and the ownership report for $100 per property; you record them. Recording fees change across California on January 1, 2027, when AB 2224 (Stats. 2026, ch. 292) sets the Government Code §27361 base fee at $15.00 for the first page and $4.00 for each additional page, with county add-on fees still charged on top. The trust transfer deed guide walks through the deed form itself.
Probate Fees on a Typical Hesperia Home
Zillow's Home Value Index put the typical Hesperia home value at $462,029 for August 2026 (Zillow research data through August 31, 2026). In a full probate, Probate Code §10810 pays the estate's attorney a statutory fee figured on the gross value of the estate: 4% of the first $100,000, 3% of the next $100,000 and 2% of the next $800,000. Probate Code §10800 pays the executor the same amount again. Because the base is gross value, the mortgage most Hesperia owners still carry does not lower either fee.
Filing fee: $435 for the first petition. San Bernardino County has a local construction surcharge, yet the Judicial Council schedule shows the county's first petition total at $435.
Probate referee: one tenth of one percent of the property the referee appraises (Probate Code §8961), about $462 on this house.
Creditor claims: creditors have until four months after letters are first issued to file claims (Probate Code §9100), so no estate here closes sooner than that.
The typical Hesperia house is well below $750,000, which opens a shortcut that a house at this value could not use for deaths before April 1, 2025, when the limit was $184,500 or less. For deaths on or after that date, Probate Code §13151 lets heirs petition the court to transfer the decedent's primary residence without a full probate if its gross value is $750,000 or less. That is still a court case in Victorville. The petition costs $435, it must wait 40 days from the date of death, the heirs and devisees must get notice, and a judge has to grant it before title passes. It reaches only the home the decedent lived in. A second house rented to tenants, a vacant parcel on the edge of town or a share of a family cabin in the mountains does not qualify.
The smaller procedures have their own limits. Probate Code §13200 allows an affidavit for real property of small value, capped at $69,625 for all of a decedent's California land for deaths on or after April 1, 2025, filed with the court no sooner than six months after the death. Personal property, such as an account left out of the trust, can be collected by affidavit under Probate Code §13100 only if the estate is $208,850 or less. A recorded trust deed needs none of these, whatever the house is worth when you die.
Twenty years of Hesperia values
Zillow's series for Hesperia shows how far a value can move in one owner's lifetime. The typical home was worth $331,614 in November 2006, fell to $113,846 by April 2012, climbed back to $223,400 by August 2016 and to $379,394 by August 2021, and reached the series high of $464,626 in January 2025. It was $454,050 in August 2025 and $462,029 in August 2026. A plan built around a dollar limit, such as the §13151 cap, can fail if values rise before the death. A funded trust works the same at any value.
Hesperia Homes, Rentals and the Charges That Follow Them
Houses from the 1980s and 2000s, most of them mortgaged
The Census Bureau estimates Hesperia's population at 102,605 on July 1, 2025, up from a 2020 base of 99,798. The 2024 American Community Survey estimates 29,718 housing units in the city, 24,280 of them detached single family houses, about 82%. The largest groups by decade are the 8,325 homes, about 28%, built in the 1980s, the decade the city incorporated, and the 6,932 built between 2000 and 2009. The median home was built in 1987, so half the city's homes date from that year or earlier. Owners occupy 19,436 of the 28,726 occupied homes, about 68%, and an owner household averages 3.68 people.
Two of the survey's figures bear directly on a trust. First, 14,469 of those 19,436 owner occupied homes, about 74%, carry a mortgage or similar debt. Owners often ask whether deeding the house to a trust will make the lender call the loan. It will not, for a home of fewer than five units: the Garn-St Germain Act, 12 U.S.C. §1701j-3(d)(8), bars a lender from enforcing a due-on-sale clause because of a transfer into an inter vivos trust in which the borrower is and remains a beneficiary and which does not relate to a transfer of rights of occupancy. The same subsection covers a lien on a residential manufactured home. Second, the survey counts 16,059 married couple families, about 56% of households, and 13,101 households, about 46%, with someone under 18. A couple usually signs one joint trust, at $500; the document itself decides how the survivor's share and the deceased spouse's share are handled after the first death. A parent may name a guardian for minor children in the will or in any other signed writing (Probate Code §§1500 and 1502). Without a trust, a child who inherits usually needs a court supervised guardianship of the estate and receives the money at 18; the trust can hold a child's share and pay it out at the ages you pick.
The survey also estimates 4,498 owner occupied homes headed by someone 65 or older, 815 of them by someone 85 or older. For those owners the trust's incapacity provisions matter as much as the probate savings: if the owner can no longer manage the house, the successor trustee named in the trust can pay its property tax, water bill and insurance from trust funds. If a child will move into the house after the parent's death, Proposition 19 can keep the parent's tax base for a family home that becomes the child's principal residence, up to the indexed $1,044,586 for transfers from February 16, 2025 to February 15, 2027; it does not cover rentals or second homes.
Renting out a Hesperia house: the city license and the water bill
Renters occupy 9,290 Hesperia homes, by the same survey's estimate. Hesperia Municipal Code Chapter 5.72, the Rental Housing Business License and Inspection Program adopted in January 2021, requires anyone who rents out a residential property in the city to obtain a rental housing business license and renew it every year, and the City's program page says failing to obtain the license may result in a $500 fine, as may failing to pay the required fees. The license is issued only after the fees are paid and the property passes a City inspection where one is required; owners of well kept properties may qualify to self certify with photographs instead. A few kinds of housing are outside the chapter, including mobile home parks and an owner occupied house in which a single room is rented to one person.
The chapter cares who owns the property. The application must state the type of ownership, whether an individual, a partnership, a corporation or otherwise, and section 5.72.110 requires each annual renewal to update ownership information. When your rental moves into your trust, report the trust as owner at the next renewal. If a property manager handles the license, the City also wants a Local Agent Authorization Form from the owner. After your death, your successor trustee steps into the same role and should have the license number, the renewal date and the manager's contact information in the trust binder. The City's Building and Safety page also notes that the older Crime Free Rental Housing Program is no longer in effect.
Water service is the other duty that follows a rental. The City's rental property page says a tenant who opens a water account must include a Property Owner Acknowledgement form, and the City's lien FAQ says that under Hesperia Municipal Code 14.02.080 the property owner is responsible for bills accrued on the property, regardless of tenancy. An unpaid bill draws a past due notice and a 1% penalty, then a notice of lien on the 62nd day, and any balance left on the 71st day is subject to a lien on the property. The City says a lien prevents the owner from selling, refinancing or making any legal changes to the property until it is removed, and an unpaid amount can be sent to the property tax roll. A trustee who is trying to sell a rental after your death needs that account clear. Note too that the deed of a rental into your trust pays the $75 SB 2 fee, that the §13151 petition would never have reached it, and that Proposition 19 does not protect its tax base for your children.
Community Facilities District 2021-1 and other lines on the tax bill
Hesperia formed Community Facilities District No. 2021-1 (Residential Maintenance and Services) under the Mello-Roos Community Facilities Act of 1982. The City Council's formation resolution lists the services the special tax pays for, including police protection services and the maintenance and lighting of parks, parkways, streets, roads, storm drains and open space. The landowner election was held on February 15, 2022, the Council directed the City Clerk to record a notice of special tax lien with the County Recorder, and Ordinance 2022-01 put the special tax on the county's secured property tax roll from fiscal year 2022-23 on. The ordinance says the tax is collected in the same manner as ordinary property taxes, with the same lien priority and the same penalties for delinquency. The district was formed with a future annexation area, so land can be added to it later.
None of that changes when the house goes into your trust. The deed does not remove a parcel from the district, and the special tax keeps arriving on the same secured bill the trust now pays. Read your current bill before you sign: if it shows a special tax line, tell your successor trustee, because a missed installment carries the same penalties as missed property tax.
Mobile homes, guest houses and large lots
The 2024 survey estimates 671 mobile homes in Hesperia. The City acts as the lead enforcement agency for mobile home parks under the state Mobilehome Parks Act, inspecting parks for health and safety. Under those rules the park owner answers for common areas, park utilities and roadways, while the owner of each home answers for the home, its accessory structures and its connections to the lot. Putting a home into a trust does not change those duties; the trustee simply inherits them.
How the county taxes a manufactured home turns on its age and its foundation. The county Assessor's page says homes purchased new after June 30, 1980, and homes set on permanent foundations, are taxed at the real property rate, and that homes built and sold before that date, unless voluntarily converted, pay license fees through the state Department of Housing and Community Development (HCD) instead. The Assessor adds that manufactured homes, like boats and business property, are typically not transferred by a deed. For a trust that means the land and the home may move separately: an owned lot goes in by deed at the Smoke Tree Street counter, and an HCD titled home goes in by an HCD title change. A homeowner who rents a space in a park usually has only the HCD step.
The City's own history page lists large-lot residential zoning among Hesperia's housing types, alongside modern subdivisions and custom homes overlooking Hesperia Lakes. On a larger parcel, whatever sits on the land goes into the trust with the parcel; there is no separate deed for a barn, a shop or a guest house. Hesperia's Building and Safety page lists a guest house among the projects that need a permit and limits it to 499 square feet on a lot under one acre, with no kitchen and no permanent living. Keep the permit records with the trust papers so a trustee who sells the property can answer a buyer's questions.
Septic tanks, sewer hookups and the trustee's checklist
Not every Hesperia house is on the sewer. The City's website has pages titled "Do I Have Sewer Access?" and "How Do I Maintain My Septic Tank?", its permit list includes septic tank replacement and says a sewer hookup must include removal or demolition of the septic system, and Chapter 5.72 lists sewer or septic tank maintenance among the items a rental owner must keep in working order. If your house is on a septic system, write that down in your trust instructions along with the date it was last pumped or inspected. A successor trustee who is maintaining an empty house, or getting it ready to sell, needs to know where the tank is and who has serviced it.
Storm flows and insuring the trust home
The City's flood page says flooding is rare in the High Desert but that flood waters can be swift, powerful and at times deadly, and its flood safeguards page warns that recent fire activity can send storm flows into areas that do not normally flood. The City hands out free sandbags to residents, twenty five per household, at City Hall (9700 Seventh Avenue), the Public Works yard (17282 Mojave Street) and Fire Stations 302 (17288 Olive Street), 304 (15660 Eucalyptus Street) and 305 (8331 Caliente Road). After the deed is recorded, ask your insurer to show the trust on the homeowner's policy and any flood policy, and keep the policy numbers with the trust documents so your successor trustee can make a claim without searching for them.
From juniper wood and Route 66 to a 1988 city
Hesperia incorporated on July 1, 1988. The City's history page dates the first turning point to 1885, when the Atchison, Topeka and Santa Fe railroad tracks were completed, and says the town's first industry was shipping juniper wood by train to Los Angeles bakers, who burned it in their kilns. In the Route 66 era, the page says, Hesperia was the last stopping point before travelers made the trip down the Cajon Pass. Today the City points to the short drive over the pass to Ontario, San Bernardino and Riverside. Wherever you work, your 401(k), 403(b) or 457 plan, pension, IRA and group life insurance pass by the beneficiary form on file, outside the trust and the will. Check that each form names the people or the trust you intend.
Property in another county
Every Hesperia parcel, and every parcel in Apple Valley, Victorville, Phelan or Big Bear, is recorded with the same San Bernardino County Recorder. Land over the Los Angeles County line, in Lancaster or Palmdale for example, needs its own deed recorded with the Los Angeles County Registrar-Recorder/County Clerk (main office in Norwalk, with a recording branch in Lancaster). Do not assume the out of county parcel escapes San Bernardino County's court: Probate Code §7051 sends the probate to the county of the decedent's domicile, so if a Hesperia resident leaves that Lancaster lot out of the trust, the lot is handled in the Hesperia resident's probate in Victorville.
How to Create and Fund a Living Trust in Hesperia
Complete the online questionnaireFrom home in Hesperia, list your family, every San Bernardino County parcel you own (house, rental, vacant lot or mobile home), your bank and retirement accounts, and the successor trustee you choose. Your answers save, so you can come back and finish later.
Attorney drafts and reviews the documentsRozsa Gyene, a California attorney, prepares your trust, pour-over will, durable power of attorney, advance health care directive and certification of trust from your answers and reviews them before they are sent to you.
Sign before a notary, with every name written outSign the trust and the power of attorney before a California notary public. Spouses who sign the deed together should each sign under a full name that matches the name typed on the deed, because the county recorder rejects an acknowledgment that reads John and Jane Smith instead of John Smith and Jane Smith. The pour-over will is signed before two witnesses.
Record the deed at the High Desert Government CenterBook an appointment and record the trust transfer deed at the San Bernardino County Recorder's counter, 15900 Smoke Tree Street, 1st Floor, Hesperia, or mail it to 222 W. Hospitality Lane, 1st Floor, San Bernardino, CA 92415-0022, with a Preliminary Change of Ownership Report. The deed for the home you live in claims the SB 2 owner-occupier exemption, so the $75 fee is usually not charged; a rental or vacant lot pays it.
Update the rental license and water account for any rentalIf you rent out a Hesperia property, report the trust as the owner when you renew the City's rental housing business license under Chapter 5.72, and make sure the Hesperia Water District has current owner contact information, since the owner answers for unpaid water bills.
Retitle bank and brokerage accountsGive each bank and brokerage firm the certification of trust and ask it to put the account in your name as trustee, or to name the trust as payable on death beneficiary where the institution allows it.
Check every beneficiary designationRetirement plans, IRAs, pensions and life insurance pass by beneficiary designation, outside the trust. Make sure each form names the people or the trust you intend, with a contingent beneficiary.
Advance health care directive with HIPAA authorization
Certification of trust
Assignment of personal property
Personal property memorandum
Funding instructions
A trust for one person is $400 and a joint trust for a married couple is $500. Deed preparation is a separate $100 per property, whether it is your Hesperia house, a rental across town or a lot you are holding. You can reach the attorney directly at (818) 337-4071. The documents are signed before any California notary in San Bernardino County. For how this compares with other options, see what a California living trust costs.
Hesperia Living Trust Questions
Is probate for a Hesperia resident heard in Hesperia, Victorville or Fontana?
In Victorville. The San Bernardino County Superior Court's General Order GO26-032 lists Hesperia ZIP codes 92340, 92344 and 92345 under the Victorville District courthouse (Suite 200, 14455 Civic Drive), so a Hesperia probate is filed and heard there. Hesperia has no probate courtroom, Fontana takes only the ZIP codes on its own list, and probate is no longer handled at the San Bernardino Justice Center. A house held in a funded living trust needs no case at any of them.
What would probate cost on a typical Hesperia home?
Zillow's typical Hesperia home value for August 2026 was $462,029. On that gross value, Probate Code §10810 gives the attorney a statutory fee of $12,240.58 in a full probate, and Probate Code §10800 gives the executor the same amount, $24,481.16 together. The $435 filing fee for the first petition and a probate referee commission of about $462 are added on top. A living trust costs $400 for one person or $500 for a married couple, and the deed is $100.
Can I record my trust deed in Hesperia instead of driving to San Bernardino?
Yes. The San Bernardino County Recorder runs a recording counter at the High Desert Government Center at 15900 Smoke Tree Street, on the first floor, with morning hours from 8 to 11 and afternoon hours from 12 to 5, and the county strongly encourages booking an appointment online first. The county's posted first page fee for a trust transfer deed is $14.00, plus $3.00 for each added page. Include a Preliminary Change of Ownership Report; without one the recorder adds $20. Confirm the current fee with the recorder before mailing.
Does Hesperia charge its own transfer tax on a deed into my trust?
Yes, Hesperia levies a city transfer tax of 27.5 cents per $500 under Chapter 3.12 of the Hesperia Municipal Code, but not on this deed. Section 3.12.010 adopts it under Part 6.7 of the Revenue and Taxation Code, and section 3.12.020 taxes deeds of realty sold within the city, measured without any lien or encumbrance that remains on the property. Deeding your own home into your own revocable trust is not a sale and no price is paid, so the city tax does not apply, mortgage or no mortgage. The county's documentary transfer tax line on the same deed reads $0.00 under Revenue and Taxation Code §11930.
Will my lender call the loan if I deed my mortgaged Hesperia house into my trust?
No, for a home of fewer than five units. The federal Garn-St Germain Act, 12 U.S.C. §1701j-3(d)(8), bars a lender from enforcing a due-on-sale clause because of a transfer into an inter vivos trust in which the borrower is and remains a beneficiary and which does not relate to a transfer of rights of occupancy in the property. A revocable trust of which you remain a beneficiary, for a house you keep living in, fits that description. The loan stays in place and you keep paying it as before.
I rent out a house in Hesperia. What changes when it goes into my trust?
The house still needs the City's rental housing business license under Hesperia Municipal Code Chapter 5.72, and the license is renewed every year. The application asks for the type of ownership, and each renewal must update ownership information, so report the trust at the next renewal. The City's water billing rules make the owner responsible for a tenant's unpaid water bills, which can become a lien and then a charge on the property tax bill, so your successor trustee should keep the water account current. The rental's deed pays the $75 SB 2 fee, because the owner-occupier exemption covers only a home you live in.
Will moving my Hesperia home into my trust change my property tax bill?
Your base year value does not change. Revenue and Taxation Code §62(d) says a transfer into a trust you can revoke is not a change in ownership, so the San Bernardino County Assessor keeps your Proposition 13 value; the ownership report filed with the deed claims that exclusion by checking the revocable trust box. Special taxes stay on the bill too: if your parcel is in Hesperia's Community Facilities District No. 2021-1, its special tax keeps appearing on the secured tax bill after the deed, and the trust pays it.